Card issuing & acquiring strategy
About Us
Building the Future of Payments in Georgia & Beyond
Payments Laboratory is a boutique consultancy helping banks, fintechs, and payment
service providers (PSPs) build, optimize, and scale their payment solutions.
We provide expert advisory, education, and analytics services to help businesses
navigate the evolving payments landscape, launch innovative products , and drive
strategic growth in Georgia and across emerging markets.
Whether you're designing a new wallet, integrating tokenization, or launching a PSP from
scratch - we are your trusted partner in building what's next in payments.
Our Team
At Payments Laboratory, we combine deep industry expertise with a passion for knowledge sharing. Our mission is to co-create solutions, empower stakeholders, and build a smarter, more connected payments ecosystem.
Our culture fosters a collaborative and inclusive environment where every team member is valued and empowered. We encourage open communication, continuous learning, and a passion for excellence, creating a workplace where innovation thrives and everyone can grow.
Our Core Competencies
At Payments Laboratory, we bring together technical expertise, industry insight, and a passion for innovation. Our core competences span across the entire payments value chain - from strategy and product development to integration and optimization.
Wallet and tokenization solutions
API integration & 3DS/PCI DSS compliance
Fraud & dispute resolution management
Regulatory & licensing advisory (PSP, VASP, EMI)
Payment analytics & BI for business growth
Building the Future of Payments in Georgia & Beyond